Job Information
Canadian Tire Data Scientist in Oakville, Ontario
What you’ll do
We are the financial services division of one of Canada’s most trusted and recognized retailers in the country. It is our mandate to continue to create innovative financial solutions that our customers love. Our growing suite of products and services are a testament to the dynamic contributions of our employees and our continued focus on innovation. Our success is driven by a strong vision, loyal customers, and our ability to build teams that are reflective of the diverse customers and communities where we work and live.
The mandate of the Customer Analytical Center of Excellence of Canadian Tire Bank is to provide world class analytics to maximize our credit card portfolio profitability by balancing risk with reward potential.
In this role, you will:
Analyze portfolio performance and translate results into actionable recommendations
Develop, maintain, support, and monitor IFRS 9 Expected Credit Loss and Stress Test models
Work closely with Finance and Credit Risk teams to apply a rounded understanding of the portfolio into the work you produce
Provide clear communication of analyses and results to key stakeholders and senior management
Manage multiple work assignments in a constantly changing business environment
What you bring
University degree in a quantitative discipline, Mathematics, Statistics, preferred
3+ years of relevant experience in a predictive modeling, data analytics, or data science role
Proven ability to program in pertinent languages, including SAS, SQL, Excel
Proven ability to translate business needs into statistically sound solutions, and vice versa
Big picture thinking: Ability to step back and understand impacts on a larger scale
Strong written and oral communication skills when presenting analytical results to business stakeholders
Nice to Have
Knowledge of IFRS9 and Expected Credit Loss (PD, LGD, EAD methodologies)
Knowledge of Credit Risk Management
Knowledge of Macroeconomic Stress Testing
We value flexibility. We have adopted a hybrid work model whereby employees use a combination of working in office and virtually in service of outcomes. Each leader is empowered to decide what work is best achieved in person based on the unique needs of their team.
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About Us
At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.
Our Commitment to Diversity, Inclusion and Belonging
We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .
Accommodations
We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.
We are one of Canada’s most admired and trusted companies. With world-class owned brands and exciting market-leading merchandising strategies, we are continually innovating with purpose: to excite and serve Canadian customers from coast-to-coast. We are connected to communities, big and small, from coast-to-coast, offering products and services that reflect the diverse nature of every one of them. From sports to outdoors, automobiles to homes, we know and understand life in Canada like no other retailer can.
We are always on the lookout for curious, creative people who are able to navigate and excel in a rapidly evolving retail environment. If you’re ready to take on new challenges – be it in digital, IT, marketing, data & analytics, merchandising, or one of the many other roles we have – there is a place for you here, so apply today.