Job Information
BDC ANALYST, CORPORATE FINANCING in Montreal, Canada
We are banking at another level.
Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.
Choosing BDC as your employer also means:
Flexible and competitive benefits , including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
In addition to paid vacation each year, five personal days , sick days as necessary , and our offices are closed from December 25 to January 1
A hybrid work model that truly balances work and personal life
Opportunities for learning , training and development , and much more...
POSITION OVERVIEW
The Analyst, Corporate Financing ensures all loan servicing activities related to corporate financing loans are performed according to BDC policies, procedures, and audit guidelines. The incumbent also assist the Shared services Group in managing the corporate financing portfolio.
CHALLENGES TO BE MET
Ensure all loan servicing activities related to corporate financing loans are performed according to BDC policies, procedures, and audit guidelines.
Follow-up on outstanding items based on the specific process (i.e. financial statement request, loan balance confirmation, amendment, etc.) ensuring that the forms/information are accurate and complete and that requirements and signatures are obtained.
Ensure a profitable portfolio by monitoring client’s borrowing activities and to retain existing clients while performing the annual client file review.
Review financial statements and complete the necessary financial analysis/credit score/risk rating.
Actively address situations where potential risks are identified, such as arrears, risk degradation, declining financial results.
Proactively manage corporate financing loans by developing “watch list” strategies to minimize risk of loss and changing credit needs through communication with Credit and other internal partners to restructure deals, remediate risks and minimize loss.
Authorize, decline or recommend service requests within established parameters and ensure a high calibre of analysis and due diligence on all amendments and service requests.
Maintain relationships with colleagues and internal partners to foster good teamwork and the pursuit of common objectives and the consistent application of policies.
Coach, mentor and share expertise with team members.
Keep abreast of trends in credit and regulatory issues that may have an impact on BDC.
WHAT WE ARE LOOKING FOR
Bachelor’s in commerce, Finance or Business Administration with a major in accounting or another relevant field.
2-5 years of relevant experience
Strong Canadian GAAP and IFRS knowledge
Analytical business sense
Ability to analyze complex financial structures
Sound commercial credit judgment coupled with a strong understanding of credit policies and practices
Ability to identify and resolve issues
Ability to work independently and meet deadlines
Highly organized and proactive
Proficient in Microsoft Office applications (Word, Excel and PowerPoint)
Bilingualism (French, functional English)
Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers , we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at accessibility@bdc.ca .
While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.
BDC is a bank unlike any other. We are the only bank dedicated exclusively to the development of Canadian businesses. The only institution whose purpose is to promote the growth of the Canadian economy by focusing on the success of small and medium-sized businesses, with a human touch and a genuine presence. At BDC, we’re changing people’s and businesses’ lives for the better. That’s what makes us unique as a bank.
That’s why we are banking at another level.