Our Ability Jobs

Provide leadership and direction to the Medical Underwriting and Claims organization including oversight of all functions of the medical department. This involves providing support for company goals to assess mortality and morbidity risks as they relate to Life, Long Term Care, and Disability products. In addition, provide training to Underwriters and consultation to various company departments, including Actuarial, Legal, Government Relations, and Insurance Analytics on an as needed basis.

Key Responsibilities

• Provide timely risk assessment (mortality and morbidity) opinions on life, disability and LTC applicants; provide opinion on complicated files including interpretation of various clinical tests. Prioritize and oversee requests for advice and EKG interpretations.

• Stay current with clinical and insurance medicine trends including regulatory. Maintain awareness of emerging public health threats such as COVID and seasonal flu variants. Oversee changes to medical underwriting guidelines and procedures.

• Provide coaching, mentoring, training to Underwriting staff on both an ad hoc and scheduled basis.

• Serve as primary liaison to underwriting management, with as needed opinion to Legal, Product Development, Compliance, Technology, Marketing, and vendors as needed.

• Review contestable death and disability claims. Provide advice on cases in litigation.

Required Qualifications

• Medical Doctor: MD/DO

• 10+ years relevant work experience

• 7+ years Clinical and/or Insurance Medicine experience

• Excellent communication skills and the ability to translate complex information

Preferred Qualifications

• Insurance/Underwriting experience and/or commitment to pursue Board Certification in Insurance Medicine (DBIM)

• Maintain an active medical license in the state of your location

• Ability to present at formal training sessions and also potentially at Industry meetings

• Proficiency with medical record platforms

• Comfortable with change and flexibility to be a change agent

• A generalist orientation with a determination to expeditiously undertake research necessary to custom tailor a precise risk appraisal often for circumstances outside of manual guidelines

• An innate curiosity to explore areas of Medicine outside one’s areas of expertise to achieve a high level of facility, especially in cases where the medical data is incomplete or imperfect

• A willingness and aptitude to step beyond a strictly medical role to explore the intricacies of the regulatory environment

About Our Company

We’re a diversified financial services leader with more than $1 trillion in assets under management and administration. Our team of 20,000 people in more than 20 countries advise, manage and protect the assets and income of more than 2 million individual, small business and institutional clients. We are a long-standing leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial Services, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Base Pay Salary

New York Residents Only: The estimated base salary for this role is $216,500-$292,200 / year. Base salaries are determined in part based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that support all aspects of your health and well-being.

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

Full-Time/Part-Time

Full time

Exempt/Non-Exempt

Exempt

Job Family Group

Business Support & Operations

Line of Business

INSUR Insurance

We’re a diversified financial services leader with more than $1 trillion in assets under management and administration. Our team of 20,000 people in more than 20 countries advise, manage and protect the assets and income of more than 2 million individual, small business and institutional clients. We are a long-standing leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial Services, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.