Our Ability Jobs

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Job Description

2025 Credit Analyst Development Program

Our credit analyst team

Credit analysts underwrite custom credit requests, participate in structuring loan transactions, monitor borrower financial performance, and interact with relationship managers and clients to support the clients’ banking needs.

What you’ll do

Conduct analysis of financial statements and assessment of credit requests, providing recommendations tied to analysis and assessment of credit risk. Over the course of our 3-year program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors.

As a credit development program analyst, you’ll:

• Oversee preparation of historical financial statement spreads, quarterly trend analysis (QTA) reports, quarterly monitoring reports and financial projections using standard software for existing and prospective clients

• Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents

• Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system

• Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration

• Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio

• Develop technical and business acumen through training, mentorship, and exposure to senior executives

• Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops

Who we’re looking for

We’re looking for talent with demonstrated leadership capabilities, strong work ethic, effective communication skills, and intellectual curiosity.

Basic qualifications:

• Bachelor’s degree completed prior to start date (or equivalent experience and up to 1 year experience in a finance/analytical related role)

• Basic understanding of Financial/Accounting terms, concepts, and applications

• Ability to start development program on June 23, 2025

Preferred qualifications:

• Preferred GPA of 3.0 or above

• Strong written and verbal communication skills

• Well-developed analytical skills

• Acute attention to detail

• Ability to work well under pressure and time constraints

• Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility

• Ability to work well under pressure and time constraints

• Effective oral and written communication skills

• Proficient in Excel and PowerPoint

Working model and hours:

This role is hybrid. Team members who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

Development program members work approximately 40-hours each week in this fulltime role.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $73,695.00 - $86,700.00 - $95,370.00

U.S. Bank accepts applications for this position on an ongoing basis.