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Equitable Financial Crime, Due Diligence Specialist in Charlotte, North Carolina

Financial Crime, Due Diligence Specialist ( 210000W7 )

Primary Location : UNITED STATES-NC-Charlotte


Organization : Equitable

Schedule : Full-time


At Equitable, our power is in our people.

We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

The AML Enhanced Due Diligence Specialist ("AML EDD Specialist") is responsible for assessing the AML and reputational risk associated with higher risk client types as escalated through the first line operations and business units during onboarding and supports customer due diligence processes.

Job Requirements and Responsibilities include:

  • Assist with reviews of FinCen 314a and other screening regulatory required functions and processes start to finish, including coordination responsibilities with business unit personal in performing this responsibility.

  • Supports the company’s customer screening process and procedures in place to detect high risk activities requiring enhanced due diligence.

  • Assist in the enhancement and review of Client Risk Scoring, Client Identification and KYC documentation oversight requirements. Conduct reviews of client documentation/information submitted by business units; A good understanding of Corporate Formation Documents is needed.

  • Responsible for collecting and analyzing documents related to account opening requirements in order to identify control persons and underlying beneficial owners.

  • Enhance and manage a risk identification strategy that continually identifies new business risks and lessons learned from applicable regulatory enforcements.

  • Monitor, review, and report unusual client/ policy activity to lead investigator. Assist AML investigations with analysis as needed.

  • Perform research and provide guidance to inquiries from employees, business managers, internal and external auditors by providing information and guidance in a timely manner.

  • Handle other duties as assigned to assist with the effective administration of the AML and KYC Policies.


Skills required to ensure your success include:

Data Gathering and Reporting: Knowledge of tools, techniques and processes for gathering and reporting data; ability to practice them in a particular department or division of a company.

Data Integrity: Knowledge of objectives, terminologies, and approaches of data integrity; ability to ensure the accuracy and consistency of data in various business environments.

Document Management: Knowledge of document management; ability to categorize, integrate, update, document and distribute business information in a secure, effective way.

Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Internal Controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Diversity, Equity and Inclusion: Demonstrates a commitment to Diversity, Equity and Inclusion by treating everyone with respect and dignity, ensuring all voices are heard and advocating for change.

Minimum Qualifications:

  • 2 years of broker dealer, compliance, operations controls, new business onboarding, audit, legal, regulatory or law enforcement experience.

Preferred Qualifications:

  • Bachelor's Degree

  • Knowledge of USA Patriot Act/Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) regulatory requirements required, including understanding of OFAC sanctions and CDD/KYC requirements.

  • Ability to identify gaps and/or risk exposure in AML compliance programs.

  • Experience with conducting AML enhanced due diligence investigations and ability to explain new AML requirements.

  • Demonstrated familiarity/competency in using transaction monitoring software, screening applications, and various AML Investigative tools. Knowledge of NetReveal, Lexis Nexis, Bridger, and World-Check strongly preferred.

  • Strong analytical, problem solving and organizational skills.

  • Excellent investigative/analytical/problem resolution skills required.

  • Demonstrated ability to influence others in a team environment

  • Able to work effectively with management, sales forces and third party service providers.

  • Relevant Professional Certification (Association of Certified Anti-Money Laundering Specialists (ACAMS), Associate of Certified Fraud Examiners (ACFE) or Association of Certified Financial Crime Specialists (ACFCS) is a plus.


At Equitable, we’re a team of over ten thousand strong; committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com .

Req ID: 210000W7