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TIAA Enterprise Compliance Sr Associate - AML in Charlotte, North Carolina

Enterprise Compliance Sr Associate

The Enterprise Compliance Senior Associate tests existing enterprise compliance controls within the organization to determine their effectiveness and to identify deficiencies. Under limited supervision, this job focuses on large projects and processes to correct compliance weaknesses by developing and discussing corrective action plans with Compliance Testing Directors and by preparing documentation of enterprise compliance activities to provide a record of issues and to track open issues through to closure.

Key Responsibilities and Duties

  • Performs compliance risk assessments to test the effectiveness of current enterprise compliance controls and to identify issues, concerns, and deficiencies.

  • Interprets internal and external risks identified during compliance testing and participates in meetings with line of business and enterprise compliance partners to determine best course of action to mitigate risk.

  • Designs and implements corrective action plans to resolve problematic compliance issues and to ensure that compliance deficiencies are corrected.

  • Prepares work papers to support compliance improvement work and updates electronic tool/system with current status to ensure open issues are properly tracked through to closure.

  • Drafts final reports based on test work performed to show that compliance issues and concerns have been resolved in a timely manner and in accordance with established standards.

  • Identifies opportunities to revise policies and procedures to improve the general operation of enterprise compliance programs.


  • 3 Years Required; 5 Years Preferred

  • University (Degree), Preferred

Physical Requirements

  • Physical Requirements: Sedentary Work

Preferred Education

  • University (Degree)

Career Level


The Senior Compliance Associate supports TIAA’s enterprise-wide AML/BSA Program to ensure regulatory requirements are met, and to protect the institution from financial crimes risks. This individual is also responsible for supporting the AML target operating model by driving efficiency and effectiveness of the program through data analysis, reporting and metrics, and synthesis of actionable intelligence. AML operations is responsible for oversight of the automated systems used for suspicious activity monitoring and detection, sanctions screening and watch list filtering, and enhanced due diligence. The Senior Compliance Associate will be responsible for metrics report design and development, business analysis functions, and other duties supporting the analysis and investigative functions of TIAA’s AML Compliance department. Furthermore, this individual will be actively engaged in duties that serve the execution of TIAA’s compliance strategic plan.

Functions include but are not limited to :

  • Develops and maintains AML compliance monitoring metrics and analytics reporting.

  • Assists in analytical support related to monitoring and detection changes.

  • Assists in the administration of all BSA/AML monitoring systems, including change control, parameter settings, testing and data validation.

  • Coordinates system and report implementations and changes with IT business partners.

  • Supports AML compliance, AML governance, the Financial Intelligence Unit (FIU), and Client Intelligence Unit (CIU) teams’ analytics and business process needs.

  • Assists in system testing and data validation, ensuring complete records and work papers are maintained to document the rationale for parameter settings, the validity of the data sets, and change control documentation.

  • Tests and document system upgrades, patches and other implementations.

  • Administers AML compliance systems access, ensuring enterprise access control policies and guidelines are met.

  • Support regulatory and audit reviews.


Required Qualifications:

  • 3 years of experience with databases and querying techniques (SQL, PL/SQL) or data analysis/manipulation/transformation (SAS) and defining and documenting business requirements.

Preferred Qualifications:

  • Knowledge of regulations as applied to BSA, OFAC, FinCEN, and AML.

  • Experience in AML investigations or completion of AML/BSA related training is a plus.

  • Understanding and familiarity with AML/ BSA compliance software. (Actimize, MANTAS, SAS).

  • Experience with business intelligence reporting software; Tableau experience is a plus.

  • Exposure to big data technology is also preferred.

  • Experience working with highly sensitive information with strong organizational skills and attention to detail.

  • General knowledge of financial services (banking, insurance, retirement, and investment operations).

  • Ability to work independently on projects or initiatives with demonstrated abilities to carry analysis from start to finish and be self-motivated.

  • Ability to work as part of a team in a collaborative environment and fully participate in projects acting as either lead contributor or assisting teammates as necessary.

  • Experience employing use of Intelligence Cycle, Scientific Method, and other common analytic tools to produce thoughtful and engaging analysis.

  • Possess strong communication skills with the ability to effectively communicate across different levels of an organizational structure, tailoring information and presentations according to the audience and relevancy.

  • Proficient in the Microsoft Office suite (Word, Excel, PowerPoint)

  • Proactive in identifying potential concerns and follow-up to resolve such issues.

Potential Salary: $92,600.00 USD

Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary of internal peers, prior performance, business sector, and geographic location. In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary incentive programs, non-annual sales incentive plans, or other non-annual incentive plans).Â

Company Overview

TIAA is the leading provider of financial services in the academic, research, medical, cultural and government fields. We offer a wide range of financial solutions, including investing, banking, advice and education, and retirement services.

COVID-19 Vaccination

TIAA requires all U.S. employees to be fully vaccinated against COVID-19 and provide documentation of full vaccination, unless you qualify for an accommodation as determined by TIAA consistent with applicable law.

Benefits and Total Rewards

The organization is committed to making financial well-being possible for its clients, and is equally committed to the well-being of our associates. That’s why we offer a comprehensive Total Rewards package designed to make a positive difference in the lives of our associates and their loved ones. Our benefits include a superior retirement program and highly competitive health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being. To learn more about your benefits, please review our Benefits Summary (https://www.tiaa.org/public/pdf/benefits-at-a-glance.pdf) .

Equal Opportunity

We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Read more about the Equal Opportunity Law here (https://www.dol.gov/general/topics/posters) .

Accessibility Support

TIAA offers support for those who need assistance with our online application process to provide an equal employment opportunity to all job seekers, including individuals with disabilities.Â

If you are a U.S. applicant and desire a reasonable accommodation to complete a job application please use one of the below options to contact our accessibility support team:Â

Phone: (800) 842-2755

Email: accessibility.support@tiaa.org

Privacy Notices

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