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Wells Fargo Home Mortgage Consultant (SAFE) in Augusta, Georgia

Job Description

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

Additional duties include:

  • Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures

  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in

  • Develop and maintain a high degree of visibility for WFHM in the marketplace

  • Understand real estate appraisals, title reports, and real estate transactions

  • Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk

  • Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements

  • Perform miscellaneous duties as needed and required

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Required Qualifications

  • 1+ year of sales experience in financial services, outside sales experience, or a combination of both

Desired Qualifications

  • Basic Microsoft Office skills

  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

  • Mortgage industry experience

  • Excellent verbal, written, and interpersonal communication skills

  • Knowledge and understanding of sales prospecting and generating referrals

  • Bilingual speaking proficiency in Spanish/English

  • Customer service experience

Other Desired Qualifications

  • Completion of formal position specific training programs

Job Expectations

  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

  • Reliable transportation

  • Ability to work nights, weekends, and/or holidays as needed or scheduled

Street Address

GA-Alpharetta: 555 N Point Ctr E - Alpharetta, GA

GA-Atlanta: 360 Interstate North Pkwy Se - Atlanta, GA

GA-Duluth: 2180 Satellite Blvd - Duluth, GA

GA-Augusta: 3730 Washington Rd - Augusta, GA

AL-Birmingham: 1901 6TH AVENUE N - Birmingham, AL

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

Company: Wells Fargo

Req Number: 5571716-2

Updated: 2021-04-15 00:35:41.058 UTC

Location: Augusta,GA

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